I Car Insurance Excess

I Car Insurance Excess. The first policy to pay is called "primary" while the second policy to pay is called "excess." Primary coverage must be exhausted before excess coverage has an. Our guide explains everything you need to know about car excesses so you can balance cost with value and prepare yourself should an incident happen.

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It's a set amount you pay your insurance company if you make a claim. Insurers use excess charges to prevent people making claims for lots of small issues, which would eventually drive up the cost of car insurance for everybody. Be sure to consider any compulsory. "Excess" in relation to car insurance generally refers to a situation where there are two insurance policies that cover the same incident.

Simply put, your car insurance excess is the out-of-pocket amount you have to pay when making a claim with your Insurer.

Big excess means I'll bear the cost of any minor bingles, but am still protected if something goes terribly wrong.

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The last thing you want after an accident is to find out your excess isn't quite what you thought. In which we discuss car insurance: how it works, how to get cheap car insurance and quotes, and exactly what you should do after a car accident! If your vehicle is damaged or stolen whilst in your possession, the rental company will ask you to pay the first portion of these costs (the excess charge).