Car Insurance Liability Coverage

Car Insurance Liability Coverage. Liability car insurance is coverage that pays to repair the damage you cause to other people and their things. Liability car insurance is required in just about every state, but a full coverage policy is usually optional.

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An auto policy from Erie Insurance goes beyond standard coverage with loads of extra protection features, giving you benefits you won't If you damage another car (or someone's property) and it's determined that you're responsible or negligent, property damage liability is the coverage that applies. In other words, if you slide on a patch of ice and hit another car, your liability insurance would cover the damage to the other injured party. You should buy comprehensive and collision coverage to pay for those damages.

When you cause an accident, you will be held accountable for injuries or property damage resulting from that accident.

Both are necessary and apply when you are found to be at fault for an accident.

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Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. These limits would be paid to another party in the event that the policyholder is found at fault for that party's injuries or for any damage done to that party's property. In some states, you must carry the same liability limits on all cars that you own.